Sourcing & Criteria

Sourcing that thinks first.

Describe the case in plain English. Get a ranked lender shortlist across 50+ lenders with reasoning. Direct handoff to Mortgage Brain for pricing. No more 27Tec trial-and-error.

Capabilities

What's in the box.

Criteria Intelligence Engine

50+ lender criteria maintained weekly. Query in plain English, get ranked results with reasoning.

Mortgage Brain integration

Native OAuth integration. Hand criteria-matched lenders to sourcing in one click.

Plain-English reasoning

Each lender's ranking explained: why it fits, what to watch, what the specialist risk is.

Self-learning

Captures case outcomes (accepted/rated/declined). Firm-specific lender accuracy improves over time.

Weekly criteria refresh

Published lender guides ingested weekly. Changes diffed and surfaced to affected cases.

Case filtering

Self-employed, credit-impaired, complex income, BTL, equity release — specialist cases supported.

Case-workspace integration

Source directly from any open case. Results tied to the case file.

Rationale capture

Chosen lender + rationale + alternatives considered — all logged to audit for Consumer Duty.

Criteria alert

Lender changes criteria → affected cases in your pipeline are flagged immediately.

A look inside

The workspace

Adviser IQ · Criteria engine · 52 lenders searched
Criteria
Ranked
Reasoning
Mortgage Brain
Audit
Alerts
Criteria
Ranked
Reasoning
AI insight
Adviser IQ spotted a pattern and drafted the next action — pending your approval.
Real workflows

How firms actually use it.

The self-employed credit blip

"2 years SE, £480k at 85% LTV, credit blip 3 years ago." Adviser IQ returns: Kensington strong fit, Pepper possible rate, Halifax likely decline. Reasoning shown for each.

  • Specialist-first ranking
  • Credit tolerance filtered
  • Clear reasoning per lender
  • One-click to Mortgage Brain
Integrated by design

Deeply integrated with Mortgage Brain

Native OAuth. Criteria-matched lenders handed to sourcing for pricing. Tokens refreshed automatically. No double-login.

Ready when you are

See it in your firm.

Book a 30-minute personalised demo. We'll show the feature against your workflow.